People I send my own clients to.
Buying a home sometimes means calling in specialists before a loan file can move cleanly, or finding an agent who will protect the details. These are partners I refer because I have seen the work up close. You always choose who to hire; I just will not leave you guessing where to start.
Looking to partner with me as a real estate agent instead? See Realtor Partners.
Agents I trust with buyers
When you need an agent who tells the truth, protects the details, and stays calm under contract, these are names I share.
Real estate agents
Endless Coast Collective
Melisa A Lopez
Melisa A Lopez is a private real estate advisor helping buyers and sellers across the Carolinas and Georgia, with a focus on luxury and coastal properties. She listens first, tells the truth even when it is hard, and treats a home as where families build their lives, not just a transaction. Licensed in South Carolina, North Carolina, and Georgia, and brokered by Real Broker, LLC.
- Buyers and sellers who want a calm, detail-first advisor
- Coastal and luxury moves across SC, NC, and Georgia
- Relocating or investing households who want counsel over pressure
When credit needs work first
If credit is standing between you and a solid pre-approval, these are people I trust to dig in with you.
Credit & readiness
Elite Score Academy
Shonda Mazone
Shonda Mazone is a Rapid Credit Repair Specialist and the founder of Elite Score Academy. She built the company after being denied for a purchase despite a 700+ score, and that experience shapes how she works: clear strategy, honest coaching, and a system meant to educate you, not just file disputes. My family has worked with her personally. Elite Score Academy helps clients rebuild credit, restore confidence, and get lender-ready with a plan you can follow.
- Buyers who need credit cleanup before pre-approval
- Anyone overwhelmed by collections, late payments, or inquiries
- Households who want a strategy call before diving into disputes
A quick note on referrals
These partners are independent businesses. Waypoint Mortgage and NEXA Mortgage are not affiliated with them, do not supervise their work, and do not receive payment for these referrals. Results vary. Nothing here is a guarantee of credit improvement, a home purchase or sale, loan approval, or any particular outcome, and it is not a commitment to lend.
If you are unsure whether you need a specialist or an agent first, start with a free Mortgage Strategy Session. I will tell you straight what should come next.
Ready to talk mortgage next?
Once credit and readiness are on track, we'll map your loan options in plain English.
Keith Lopez, NMLS #2814077 | NEXA Mortgage, LLC, NMLS #1660690 | Licensed in NC, SC & GA | Equal Housing Opportunity