
I got into mortgages because I watched them break deals.
My wife works in real estate, so I’ve had a front-row seat to home purchases, and I saw the same pattern again and again. Wonderful clients and great agents, but deals falling apart because the lender dropped the ball with slow answers, surprises at closing and radio silence at the worst possible time.
I knew it could be done better, so I built Waypoint Mortgage around the things that matter to buyers and agents: honest numbers up front, real education, and prompt, honest communication. When you work with me, you’ll always know where your loan stands and what happens next.
Outside of work, I’m a devoted husband, proud dad, avid golfer and snowboarder. I genuinely enjoy helping people take one of life’s biggest steps with confidence and a lot less stress.
Four values that show up in every file.
Responsiveness
Always within reach whether you call, text, or email, you can expect a timely response and regular updates throughout the process.
Reliability
Your real estate agent should never have to chase your lender. I stay in front of every milestone so nothing surprises the closing table.
Education First
You should never feel pressured into a decision. Understand your options and the trade-offs before you commit.
Closings You Can Count On
Strong pre-approvals. Well-prepared loan files. Smooth closings that stay on track from contract to closing day.
Licensed and ready in NC, SC, and Georgia.
- Loan Originator: Keith Lopez (NMLS #2814077)
- Sponsoring Lender: NEXA Mortgage, LLC (NMLS #1660690)
- Licensed States: North Carolina, South Carolina, and Georgia
- Contact: (480) 636-6573· klopez@nexalending.com
A quick personal note.
I’m a husband and dad first. When I’m not helping buyers, you’ll probably find me on the golf course, on a snowboard, or spending time with my family. I bring the same approach to my clients that I do at home: show up, communicate clearly, and always do what I say I’ll do.

Ready to talk it through?
Book a free Mortgage Strategy Session. No pressure, no obligation, just clarity.
Keith Lopez, NMLS #2814077 | NEXA Mortgage, LLC, NMLS #1660690 | Licensed in NC, SC & GA | Equal Housing Opportunity