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Waypoint Mortgage
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Where I Help People Buy Homes

I am personally licensed in North Carolina, South Carolina, and Georgia. Buying your first place in Charlotte? Relocating to Atlanta? Comparing coastal options near Charleston? You get the same thing in every market: a clear Mortgage Strategy Session, program options that fit your file, and a plan built around where you are actually buying.

Licensing

States Where I Am Personally Licensed

These are the states where I hold my own individual mortgage license. When you work with me in these markets, you are getting direct access from first call through closing coordination.

North Carolina

City pages with neighborhood detail, county loan limits, and programs buyers use in NC.

North Carolina hub →

South Carolina

City pages with neighborhood detail, county loan limits, and programs buyers use in SC.

South Carolina hub →

Georgia

City pages with neighborhood detail, county loan limits, and programs buyers use in GA.

Georgia hub →

Why your mortgage broker's location knowledge matters

A mortgage is not identical in every county. FHA and conforming loan limits, down payment assistance options, insurance norms, and how closings work all change by state and county. That is why these pages go city-deep: so you see educational context for where you are buying, not a national average.

Educational only. Not a commitment to lend. Program eligibility depends on your full file and the property.

Buying somewhere else in NC, SC, or Georgia?

These city pages cover the markets buyers ask about most. I am licensed in North Carolina, South Carolina, and Georgia, so if you are looking in a smaller town or between metros, we can still talk through your options.

FAQs

Locations, answered straight

  • Which states are you personally licensed in?

    Keith Lopez is personally licensed in North Carolina, South Carolina, and Georgia (NMLS #2814077), through NEXA Mortgage, LLC (NMLS #1660690).

  • Why do you have city-specific pages?

    Loan programs, county loan limits, down payment assistance options, and market conditions differ by city and county. City pages break down what buyers actually ask about where they are purchasing, not generic national advice.

  • Do I have to buy in a listed city to work with you?

    No. The city pages cover the markets buyers ask about most. If you are buying anywhere in NC, SC, or GA, we can still talk through your options.

  • Can I work with you remotely?

    Yes. Most buyers work by phone, video, email, and text. The process is the same; we pull local limits and programs for your county.

Let's find the right loan for your next home.

One free Mortgage Strategy Session. Your numbers, your options, your next step.

Keith Lopez, NMLS #2814077 | NEXA Mortgage, LLC, NMLS #1660690 | Licensed in NC, SC & GA | Equal Housing Opportunity

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