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Waypoint Mortgage
Free second opinion

Already shopping? Get a free second opinion on your Loan Estimate.

Send me the Loan Estimate you received from another lender and I'll review your rate, fees, and terms with you, honestly and with no pressure. If theirs is the better deal, I'll tell you.

How it works

Three simple steps.

  1. 1

    Send your Loan Estimate

    Upload the PDF you received from another lender, plus a quick note if you want context.

  2. 2

    I review rate, fees, and structure

    I look at the numbers side by side with what is typical for your situation, in plain English.

  3. 3

    We hop on a quick call

    You leave knowing what is fair, what is negotiable, and whether switching lenders is worth it.

Send your Loan Estimate

Upload the PDF and I will follow up personally. No pressure, no obligation.

PDF only, up to 25MB. Redact account numbers if you prefer; I mainly need the rate, fees, and loan terms pages.

Your PDF is sent privately to me through a secure form provider. This review is educational and is not a loan offer, rate quote, or commitment to lend.

Still weighing your options?

A second look costs nothing. If the other lender is the better fit, I will say so.

Keith Lopez, NMLS #2814077 | NEXA Mortgage, LLC, NMLS #1660690 | Licensed in NC, SC & GA | Equal Housing Opportunity

Get Started